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Florida Realtors Legal Hotline



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No matter whether you are a first homebuyer, or an experienced realty professional, the Florida Realtors Legal Hotline can help you. Florida Realtors members can receive legal advice at no cost from attorneys. This service is available for all members, executives and officers, regardless of whether they are members or not. To receive answers to your questions, you can call the hotline anytime. When you call the number, your Florida real property license number will be required. An attorney will then assist you in obtaining information regarding licensing and other topics related to real estate.

Legal Hotline is also a source of news and updates on real estate-related issues. Articles can be found on many topics, including landlord/tenant issues and licensing. If you need an attorney, you will be referred to one who can provide you with immediate assistance. A social service provider will be referred who can help with your emergency food, shelter, and prescription drug needs.


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Legal Hotline also has attorneys from Community Legal Services of Mid-Florida. This organization provides holistic counseling services to low-income residents of Central Florida. In addition to providing immediate legal services, CLSMF HELPline attorneys can help you find local housing resources, prescription drug programs, and domestic violence shelters.

The Florida REALTORS (r) News magazine contains a wealth information and legal tips. Each issue goes out five times a week. This keeps real estate professionals on top of the latest market trends. You can change the look and language of the content that you receive. In addition, you can get a free PDF infographic to promote your business on your website. MLSAdvantage is a program which allows you to share listings among other Florida Realtors members.


You can also reach the Florida Realtors Legal Hotline via email. You can reach the hotline to ask a question and get a call back. To qualify, you will need your license number and the name your local association. The attorneys will answer seven questions that you might have about your realty license. You will be referred directly to your local association if you have any other questions. However, the attorney may be unable to address specific concerns based on your individual circumstances.

The Legal Action Fund of Florida REALTORS provides support for individuals involved in litigation. The Legal Action Fund Committee is responsible for administering the guidelines and procedures that are used to manage cases. Members and local Realtor Boards have access to the funds. Although the Legal Hotline provides a free service, funds are not unlimited. The Legal Action Fund has strict guidelines regarding how to file a case. The Legal Action fund cases must be founded on law points, not facts.


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You can also contact the Florida Realtors Political Action Committee for access to top leaders in Tallahassee. The Legal Action Fund, along with the Political Action Committee, work together to defend real estate professionals' rights, advocate for realtors, and elect REALTOR CHAMPIONS. The Florida Realtors Political Action Committee helped to secure sales tax reductions for commissions and stabilization of flood insurance for real-estate professionals.




FAQ

How many times do I have to refinance my loan?

This will depend on whether you are refinancing through another lender or a mortgage broker. Refinances are usually allowed once every five years in both cases.


What is the cost of replacing windows?

The cost of replacing windows is between $1,500 and $3,000 per window. The cost of replacing all your windows will vary depending upon the size, style and manufacturer of windows.


What are the downsides to a fixed-rate loan?

Fixed-rate mortgages have lower initial costs than adjustable rates. A steep loss could also occur if you sell your home before the term ends due to the difference in the sale price and outstanding balance.


How can I get rid Termites & Other Pests?

Over time, termites and other pests can take over your home. They can cause severe damage to wooden structures, such as decks and furniture. It is important to have your home inspected by a professional pest control firm to prevent this.


What are the benefits to a fixed-rate mortgage

With a fixed-rate mortgage, you lock in the interest rate for the life of the loan. This will ensure that there are no rising interest rates. Fixed-rate loan payments have lower interest rates because they are fixed for a certain term.



Statistics

  • The FHA sets its desirable debt-to-income ratio at 43%. (fortunebuilders.com)
  • Some experts hypothesize that rates will hit five percent by the second half of 2018, but there has been no official confirmation one way or the other. (fortunebuilders.com)
  • It's possible to get approved for an FHA loan with a credit score as low as 580 and a down payment of 3.5% or a credit score as low as 500 and a 10% down payment.5 Specialty mortgage loans are loans that don't fit into the conventional or FHA loan categories. (investopedia.com)
  • This means that all of your housing-related expenses each month do not exceed 43% of your monthly income. (fortunebuilders.com)
  • This seems to be a more popular trend as the U.S. Census Bureau reports the homeownership rate was around 65% last year. (fortunebuilders.com)



External Links

investopedia.com


eligibility.sc.egov.usda.gov


consumerfinance.gov


amazon.com




How To

How to Buy a Mobile Home

Mobile homes are houses built on wheels and towed behind one or more vehicles. Mobile homes were popularized by soldiers who had lost the home they loved during World War II. Mobile homes are still popular among those who wish to live in a rural area. These houses come in many sizes and styles. Some houses have small footprints, while others can house multiple families. There are some even made just for pets.

There are two types of mobile homes. The first type is manufactured at factories where workers assemble them piece by piece. This process takes place before delivery to the customer. A second option is to build your own mobile house. Decide the size and features you require. Then, you'll need to ensure that you have all the materials needed to construct the house. Final, you'll need permits to construct your new home.

If you plan to purchase a mobile home, there are three things you should keep in mind. A larger model with more floor space is better for those who don't have garage access. You might also consider a larger living space if your intention is to move right away. The trailer's condition is another important consideration. Damaged frames can cause problems in the future.

Before buying a mobile home, you should know how much you can spend. It's important to compare prices among various manufacturers and models. Also, take a look at the condition and age of the trailers. Although many dealerships offer financing options, interest rates will vary depending on the lender.

You can also rent a mobile home instead of purchasing one. Renting allows the freedom to test drive one model before you commit. Renting is expensive. Renters typically pay $300 per month.




 



Florida Realtors Legal Hotline